Category Archives: Blog

Rates are Low!

What a time to be alive indeed.  And by time to be alive I mean time to be getting a mortgage.  I know what you’re thinking.  “Is it ever a good time for a mortgage?  All they really do is cost me money.”  Well yes they do, but our whole job is to make sure it costs you as little money as possible.  And in the past while rates have … Read More

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Agents and Clients

The relationship between a mortgage broker and a real estate agent can be a fruitful one for all parties involved. But like any relationship, it relies heavily on communication and the ability to help one another to in the end get the best results for you, the client! There are several benefits and services a mortgage agent may provide to a real estate agent to help better their relationship; which … Read More

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Mortgages and OSFI restrictions

More, scrutiny, more security, more rejections, more more more! Gone are the days of common sense lending and the gray area. Sure tighter restrictions will help to keep the banks safer but at what cost to the general public. By increasing scrutiny (which mind you is fairly tight as is) it will become more difficult for people who may be self employed, have gone through a rough patch, or have … Read More

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