Compare Mortgage Rates

Let Rate Showroom compare mortgage rates for you.  Compare mortgage rates and terms from Canada’s best mortgage lenders.

Variable Rates
Updated: April 8th, 2019

Rate ShowroomPublished RateLenderTermRate HoldPre-paymentsDouble-up
Option
Other Special
Conditions
 
2.95%3.95%5 Years120 Days20/20NoInsured Purchase/Transfer RateRequest Rate
2.95%2.95%
MCAP
5 Years120 Days20/20NoInsured SpecialRequest Rate
3.25%3.25%
Tangerine
5 Years120 Days25/25NoMax 25 Year AmortizationRequest Rate
3.35%4.15%Scotiabank
Scotiabank
5 Years120 Days15/15YesMax 25 year AmortizationRequest Rate
3.45%3.45%
TD - Canada Trust
5 Years120 Days15/20NoMax 25 year AmortizationRequest Rate
3.45%3.45%
Royal Bank
5 Years120 Days10/10YesNoRequest Rate
3.50%3.50%First National Financial LP
First National
5 Years120 Days15/15YesInsured Purchase/Transfer RateRequest Rate
3.70%3.70%Merix
Merix
5 Years120 Days20/20NoYesRequest Rate
3.95%3.95%
National Bank
5 Years90 Days10/20YesNoRequest Rate
3.95%3.95%
CIBC
5 Years90 Days10/10NoNoRequest Rate
4.10%4.10%
BMO
5 Years120 Days20/20NoNo<Request Rate

Fixed Rates
Updated: April 8th, 2019

Rate ShowroomPublished RateLenderTermRate HoldPre-paymentsDouble-up OptionOther Special Conditions 
3.14%3.14%MCAP
MCAP
5 Years120 Days20/20NoInsured SpecialRequest Rate
3.24%5.44%
Scotiabank
5 Years90Days15/15YesInsured SpecialRequest Rate
3.29%3.29%First National FInancial LP
First National
5 Years90 Days15/15YesConventionalRequest Rate
3.29%3.29%
TD Canada Trust
5 Years120 Days15/20NoInsured SpecialRequest Rate
3.49%3.49%
RBC Royal Bank
5 Years120 Days10/10YesNoRequest Rate
3.49%3.49%
CIBC
5 Years90 Days10/10NoNoRequest Rate
3.54%3.54%
National Bank
5 Years90 Days10/20YesNoRequest Rate
3.54%3.54%
BMO
5 Years60 Days10/10NoRequest Rate
3.66%3.66%5 Years120 Days20/20NoInsured Request Rate

Rates are subject to change without notice. All rates are subject to borrower qualification.

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