Compare Mortgage Rates

Let Rate Showroom compare mortgage rates for you.  Compare mortgage rates and terms from Canada’s best mortgage lenders.

Variable Rates
Updated: July 6th, 2016

Rate Showroom
Published Rate
Lender
Term
Rate Hold
Pre-payments
Double-up
Option
Other Special
Conditions
 
2.35%2.35%5 Years90 Days20/20NoYes Request Rate
2.35%2.70%First National Financial LP
First National
5 Years120 Days15/15YesMarch 2019 Maturity DateRequest Rate
2.35%2.70%
TD - Canada Trust
5 Years120 Days15/20NoNoRequest Rate
2.35%2.70%Scotiabank
Scotiabank
5 Years120 Days15/15YesNoRequest Rate
2.70%2.70%Meridian
Meridian
5 Years90 Days20/20NoOntario Purchases and Refinances onlyRequest Rate
2.70%2.70%
National Bank
5 Years90 Days10/20YesNoRequest Rate
2.70%2.70%
Tangerine
5 Years120 Days25/25NoMax 25 Yr AmortizationRequest Rate
2.70%2.70%
BMO
5 Years120 Days10/10NoNo<Request Rate
2.70%2.70%
CIBC
5 Years90 Days10/10NoNoRequest Rate
2.70%2.70%Merix
Merix
5 Years120 Days20/20NoYesRequest Rate
2.70%2.70%
Royal Bank
5 Years120 Days10/10YesNoRequest Rate

Fixed Rates
Updated: July 6th, 2016

Rate Showroom
Published Rate
Lender
Term
Rate Hold
Pre-payments
Double-up Option
Other Special Conditions
 
2.54%2.54%5 Years90 Days20/20NoYes. High Ratio OnlyRequest Rate
2.49%2.79%First National FInancial LP
First National
5 Years90 Days15/15YesYesRequest Rate
2.49%4.64%
Scotiabank
5 Years90Days15/15YesExcludes existing Scotia renewals and refinancesRequest Rate
2.54%2.79%
FirstNational
5 Years120 Days15/15YesNoRequest Rate
2.49%4.64%
TD Canada Trust
5 Years120 Days15/20NoExcludes existing TD renewalsRequest Rate
2.49%4.74%
BMO
5 Years60 Days10/10No"No Frills" Mortgage. Restrictions apply
Request Rate
2.84%4.74%
National Bank
5 Years90 Days10/20YesNoRequest Rate
3.64%3.14%Radius Financial5 Years45 Days10/10NoYesRequest Rate
3.79%3.79%
Tangerine
5 Years120 Days25/25NoMax 25 Yr AmortizationRequest Rate
4.64%4.64%
RBC Royal Bank
5 Years120 Days10/10YesNoRequest Rate
4.64%4.79%
CIBC
5 Years90 Days10/10NoNoRequest Rate

Rates are subject to change without notice. All rates are subject to borrower qualification.

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