Best Mortgage Rates In British Columbia

Finding the best mortgage rates in British Columbia has never been easier.  Rate Showroom shops the market and compares British Columbia’s best mortgage rates and mortgage terms.  British Columbia’s best mortgages are presented in an easy to use table so you can compare and select a mortgage that best meets your needs.  Click on the “Request Rate” button and provide us with your contact information and we’ll have a trusted mortgage broker contact you to secure British Columbia’s best mortgage.

Variable Rates

Updated: April 8th, 2019
Rate ShowroomPublished RateLenderTermRate HoldPre-paymentsDouble-up
Option
Other Special
Conditions
 
2.95%3.95%5 Years120 Days20/20NoInsured Purchase/Transfer RateRequest Rate
2.95%2.95%
MCAP
5 Years120 Days20/20NoInsured SpecialRequest Rate
3.25%3.25%
Tangerine
5 Years120 Days25/25NoMax 25 Year AmortizationRequest Rate
3.35%4.15%Scotiabank
Scotiabank
5 Years120 Days15/15YesMax 25 year AmortizationRequest Rate
3.45%3.45%
TD - Canada Trust
5 Years120 Days15/20NoMax 25 year AmortizationRequest Rate
3.45%3.45%
Royal Bank
5 Years120 Days10/10YesNoRequest Rate
3.50%3.50%First National Financial LP
First National
5 Years120 Days15/15YesInsured Purchase/Transfer RateRequest Rate
3.70%3.70%Merix
Merix
5 Years120 Days20/20NoYesRequest Rate
3.95%3.95%
National Bank
5 Years90 Days10/20YesNoRequest Rate
3.95%3.95%
CIBC
5 Years90 Days10/10NoNoRequest Rate
4.10%4.10%
BMO
5 Years120 Days20/20NoNo<Request Rate

Fixed Rates

Updated: April 8th, 2019
Rate ShowroomPublished RateLenderTermRate HoldPre-paymentsDouble-up OptionOther Special Conditions 
3.14%3.14%MCAP
MCAP
5 Years120 Days20/20NoInsured SpecialRequest Rate
3.24%5.44%
Scotiabank
5 Years90Days15/15YesInsured SpecialRequest Rate
3.29%3.29%First National FInancial LP
First National
5 Years90 Days15/15YesConventionalRequest Rate
3.29%3.29%
TD Canada Trust
5 Years120 Days15/20NoInsured SpecialRequest Rate
3.49%3.49%
RBC Royal Bank
5 Years120 Days10/10YesNoRequest Rate
3.49%3.49%
CIBC
5 Years90 Days10/10NoNoRequest Rate
3.54%3.54%
National Bank
5 Years90 Days10/20YesNoRequest Rate
3.54%3.54%
BMO
5 Years60 Days10/10NoRequest Rate
3.66%3.66%5 Years120 Days20/20NoInsured Request Rate

Rate Showroom shops British Columbia’s mortgage lenders and sorts the results according to British Columbia’s best mortgage rates.  Don’t forget to look at the other mortgage options associated with each mortgage lender.  The terms associated with your mortgage can offer great value over the life of your mortgage and can provide you with financial savings over the term of your mortgage that more than off-set a higher mortgage rate.  For help in sorting through British Columbia’s best mortgage terms click on the “Request Rate” button and provide us with your contact information.  We’ll have a trusted British Columbia mortgage broker contact you for a free consultation.

To compare mortgages for your Town or City click on your location below:

Abbotsford

Burnaby

Campbell River

Chilliwack

Coldstream

Colwood

Comox

Coquitlam

Courtenay

Dawson Creek

Delta

Esquimalt

Fort St. John

Kamloops

Kelowna

Lake Country

Langford

Langley

Maple Ridge

Mission

Nanaimo

Nelson

New Westminster

North Cowichan

North Vancouver

Oak Bay

Parksville

Penticton

Pitt Meadows

Port Alberni

Port Coquitlam

Port Moody

Powell River

Prince George

Prince Rupert

Quesnel

Richmond

Saanich

Salmon Arm

Sidney

Sooke

Squamish

Summerland

Surrey

Terrace

Vancouver

Vernon

Victoria

West Kelowna

West Vancouver

White Rock

Williams Lake