Best Mortgage Rates – Oak Bay

Finding Oak Bay’s best mortgage has never been easier.  Rate Showroom shops the market and compares Oak Bay’s best mortgage rates and mortgage terms.  Oak Bay’s best mortgages are presented in an easy to use table so you can compare and select a mortgage that best meets your needs.  Click on the “Request Rate” button and provide us with your contact information and we’ll have a trusted mortgage broker contact you to secure Oak Bay’s best mortgage.

Variable Rates
Last Updated: [table-info field “lastupdated” not found in table “2” /]

Rate Showroom
Published Rate
Lender
Term
Rate Hold
Pre-payments
Double-up
Option
Other Special
Conditions
 
2.35%2.35%5 Years90 Days20/20NoYes Request Rate
2.35%2.70%First National Financial LP
First National
5 Years120 Days15/15YesMarch 2019 Maturity DateRequest Rate
2.35%2.70%
TD - Canada Trust
5 Years120 Days15/20NoNoRequest Rate
2.35%2.70%Scotiabank
Scotiabank
5 Years120 Days15/15YesNoRequest Rate
2.70%2.70%Meridian
Meridian
5 Years90 Days20/20NoOntario Purchases and Refinances onlyRequest Rate
2.70%2.70%
National Bank
5 Years90 Days10/20YesNoRequest Rate
2.70%2.70%
Tangerine
5 Years120 Days25/25NoMax 25 Yr AmortizationRequest Rate
2.70%2.70%
BMO
5 Years120 Days10/10NoNo<Request Rate
2.70%2.70%
CIBC
5 Years90 Days10/10NoNoRequest Rate
2.70%2.70%Merix
Merix
5 Years120 Days20/20NoYesRequest Rate
2.70%2.70%
Royal Bank
5 Years120 Days10/10YesNoRequest Rate

Fixed Rates
Last Updated: [table-info field “lastupdated” not found in table “3” /]

Rate Showroom
Published Rate
Lender
Term
Rate Hold
Pre-payments
Double-up Option
Other Special Conditions
 
2.54%2.54%5 Years90 Days20/20NoYes. High Ratio OnlyRequest Rate
2.49%2.79%First National FInancial LP
First National
5 Years90 Days15/15YesYesRequest Rate
2.49%4.64%
Scotiabank
5 Years90Days15/15YesExcludes existing Scotia renewals and refinancesRequest Rate
2.54%2.79%
FirstNational
5 Years120 Days15/15YesNoRequest Rate
2.49%4.64%
TD Canada Trust
5 Years120 Days15/20NoExcludes existing TD renewalsRequest Rate
2.49%4.74%
BMO
5 Years60 Days10/10No"No Frills" Mortgage. Restrictions apply
Request Rate
2.84%4.74%
National Bank
5 Years90 Days10/20YesNoRequest Rate
3.64%3.14%Radius Financial5 Years45 Days10/10NoYesRequest Rate
3.79%3.79%
Tangerine
5 Years120 Days25/25NoMax 25 Yr AmortizationRequest Rate
4.64%4.64%
RBC Royal Bank
5 Years120 Days10/10YesNoRequest Rate
4.64%4.79%
CIBC
5 Years90 Days10/10NoNoRequest Rate

Rate Showroom shops Oak Bay’s mortgage lenders and sorts the results according to Oak Bay’s best mortgage rates.  Don’t forget to look at the other mortgage options associated with each mortgage lender.  The terms associated with your mortgage can offer great value over the life of your mortgage and can provide you with financial savings over the term of your mortgage that more than off-set a higher mortgage rate.  For help in sorting through Oak Bay’s best mortgage terms click on the “Request Rate” button and provide us with your contact information.  We’ll have a trusted Oak Bay mortgage broker contact you for a free consultation.