Current Mortgage Rates In Alberta

Rate Showroom shops the market to compare current mortgage rates in Alberta.  Use our handy rate tables to save time and money – we do the legwork for you!  Simply click on the button, and a trusted mortgage broker will contact you to get the ball rolling.  There’s no cost or fees for using our service and our trusted Alberta mortgage brokers provide their services free to you.

Variable Rates

Updated: March 7th, 2019
Rate ShowroomPublished RateLenderTermRate HoldPre-paymentsDouble-up
Option
Other Special
Conditions
 
2.95%2.95%First National Financial LP
First National
5 Years120 Days15/15YesInsured Purchase/Transfer RateRequest Rate
2.95%3.95%5 Years120 Days20/20NoInsured Purchase/Transfer RateRequest Rate
2.95%2.95%
MCAP
5 Years120 Days20/20NoInsured SpecialRequest Rate
3.45%4.15%Scotiabank
Scotiabank
5 Years120 Days15/15YesMax 25 year AmortizationRequest Rate
3.45%3.45%
Tangerine
5 Years120 Days25/25NoMax 25 Year AmortizationRequest Rate
3.45%3.45%
TD - Canada Trust
5 Years120 Days15/20NoMax 25 year AmortizationRequest Rate
3.55%3.55%
Royal Bank
5 Years120 Days10/10YesNoRequest Rate
3.80%3.80%Merix
Merix
5 Years120 Days20/20NoYesRequest Rate
3.95%3.95%
National Bank
5 Years90 Days10/20YesNoRequest Rate
3.95%3.95%
CIBC
5 Years90 Days10/10NoNoRequest Rate
4.10%4.10%
BMO
5 Years120 Days20/20NoNo<Request Rate

Fixed Rates

Updated: March 7th, 2019
Rate ShowroomPublished RateLenderTermRate HoldPre-paymentsDouble-up OptionOther Special Conditions 
3.39%3.39%MCAP
MCAP
5 Years120 Days20/20NoInsured SpecialRequest Rate
3.44%5.44%
Scotiabank
5 Years90Days15/15YesConventionalRequest Rate
3.45%3.45%
TD Canada Trust
5 Years120 Days15/20NoInsured Request Rate
3.64%3.64%
RBC Royal Bank
5 Years120 Days10/10YesNoRequest Rate
3.66%3.66%5 Years120 Days20/20NoInsured Request Rate
3.69%3.69%First National FInancial LP
First National
5 Years90 Days15/15YesInsured Purchase/Transfer RateRequest Rate
3.74%3.74%
BMO
5 Years60 Days10/10NoRequest Rate
3.74%3.74%
National Bank
5 Years90 Days10/20YesNoRequest Rate
5.34%5.34%
CIBC
5 Years90 Days10/10NoNoRequest Rate

Rate Showroom shops for current mortgage rates from the most reputable mortgage banks in Alberta.  Alberta’s current mortgage rates are here for you to compare.  Make sure that you not only look at the mortgage rates, but also consider the mortgage terms offered.  Mortgage pre-payment privileges and rate hold timelines are important factors in determining the best Alberta mortgage product for your individual needs.  When you click on the button and begin your conversation with a trusted Alberta mortgage broker you can further explore the best options to suit your Alberta mortgage needs.  Remember that Rate Showroom provides you with Alberta’s current mortgage rates and terms so you can make informed mortgage decisions.