Current Mortgage Rates in Manitoba

Rate Showroom shops for the current mortgage rates in Manitoba and presents Manitoba’s current mortgage rates in an easy to use table.  If you’re looking for the current mortgage rates in Canada, and in Manitoba in particular then you’ve come to the right place.  By shopping the market and presenting the current mortgage rates in Canada in an easy to use table we save you time and money.

Variable Rates
Updated: July 6th, 2016

Rate Showroom
Published Rate
Lender
Term
Rate Hold
Pre-payments
Double-up
Option
Other Special
Conditions
 
2.35%2.35%5 Years90 Days20/20NoYes Request Rate
2.35%2.70%First National Financial LP
First National
5 Years120 Days15/15YesMarch 2019 Maturity DateRequest Rate
2.35%2.70%
TD - Canada Trust
5 Years120 Days15/20NoNoRequest Rate
2.35%2.70%Scotiabank
Scotiabank
5 Years120 Days15/15YesNoRequest Rate
2.70%2.70%Meridian
Meridian
5 Years90 Days20/20NoOntario Purchases and Refinances onlyRequest Rate
2.70%2.70%
National Bank
5 Years90 Days10/20YesNoRequest Rate
2.70%2.70%
Tangerine
5 Years120 Days25/25NoMax 25 Yr AmortizationRequest Rate
2.70%2.70%
BMO
5 Years120 Days10/10NoNo<Request Rate
2.70%2.70%
CIBC
5 Years90 Days10/10NoNoRequest Rate
2.70%2.70%Merix
Merix
5 Years120 Days20/20NoYesRequest Rate
2.70%2.70%
Royal Bank
5 Years120 Days10/10YesNoRequest Rate

Fixed Rates
Updated: July 6th, 2016

Rate Showroom
Published Rate
Lender
Term
Rate Hold
Pre-payments
Double-up Option
Other Special Conditions
 
2.54%2.54%5 Years90 Days20/20NoYes. High Ratio OnlyRequest Rate
2.49%2.79%First National FInancial LP
First National
5 Years90 Days15/15YesYesRequest Rate
2.49%4.64%
Scotiabank
5 Years90Days15/15YesExcludes existing Scotia renewals and refinancesRequest Rate
2.54%2.79%
FirstNational
5 Years120 Days15/15YesNoRequest Rate
2.49%4.64%
TD Canada Trust
5 Years120 Days15/20NoExcludes existing TD renewalsRequest Rate
2.49%4.74%
BMO
5 Years60 Days10/10No"No Frills" Mortgage. Restrictions apply
Request Rate
2.84%4.74%
National Bank
5 Years90 Days10/20YesNoRequest Rate
3.64%3.14%Radius Financial5 Years45 Days10/10NoYesRequest Rate
3.79%3.79%
Tangerine
5 Years120 Days25/25NoMax 25 Yr AmortizationRequest Rate
4.64%4.64%
RBC Royal Bank
5 Years120 Days10/10YesNoRequest Rate
4.64%4.79%
CIBC
5 Years90 Days10/10NoNoRequest Rate

Don’t forget to compare the other mortgage terms offered by your Manitoba mortgage lenders.  Although the current mortgage rates in Canada is your primary focus you need to be aware that unfavorable pre-payment privileges or shortened mortgage rate holds can cost you thousands of dollars.  When shopping for your Manitoba mortgage, don’t forget that Rate Showroom  breaks down the current mortgage rates in Canada and presents your Manitoba current mortgage rates all in one place.