1Year, 3 Year & 5 Year Fixed Term Mortgage Rates

Traditionally, fixed term mortgage rates have been the most popular option for Canadians. It offers a good combination of a low rate and security against rising interest rates. The face value of the rate, however, isn’t the only factor you should consider when deciding between rates. Pre-payment privlidges, ability to port your mortgage to another property, length of the rate hold and the ability to conduct on-line views and changes are a few of the other factors that need to be considered. In all cases, Rate Showroom recommends you speak with an independent mortgage broker for a free consultation before you commit to any institution.

 

To Search 1 Year Terms enter “SHORT” To Search 3 Year Terms enter “MEDIUM” To Search 5 Year Terms enter “LONG”  or Click on the heading to sort by that column

OUR MORTGAGE RATE
LENDER
PUBLIC MORTGAGE RATE
TERM
RATE HOLD
PRE-PAYMENTS
Search Term
OTHER SPECIAL CONDITIONS
Choose Your Mortgage
2.29%
Scotiabank
3.65%2 Year120 Days15/15ShortPurchase or Refinance OnlyRequest Rate
2.29%First National FInancial LP
First National
2.74%1 Year120 Days15/15ShortPurchase or Refinance OnlyRequest Rate
2.39%First National FInancial LP
First National
2.89%3 Years120 Days15/15MediumNoRequest Rate
3.09%Radius Financial3.19%5 Years60 Days10/10LongYesRequest Rate
2.59%
Scotiabank
4.99%5 Years90 Days15/15LongExcludes existing Scotia renewalsRequest Rate
3.19%First National FInancial LP
First National
3.19%5 Years60 Days15/15LongYesRequest Rate
3.19%
FirstNational
3.19%5 Years120 Days15/15LongNoRequest Rate
4.69%
ING Direct
3.19%5 Years120 Days25/25LongNoRequest Rate
2.59%
TD Canada Trust
4.64%5 Years120 Days15/20LongPurchases and Refinances OnlyRequest Rate
3.49%
BMO
4.74%5 Years60 Days10/10Long"No Frills" Mortgage - Restrictions applyRequest Rate
3.99%
Scotiabank
3.99%10 Years120 Days15/15MediumNoRequest Rate

Rates are subject to change without notice. All rates are subject to borrower qualification.