Ads can be seen all over the place advertising mortgage brokers but to most, the term doesn’t mean very much. A mortgage loan from the bank so you can buy a house, is there really, more to a mortgage broker than that? The answer is yes. A mortgage broker is the unbiased intermediary between you and the bank. While passing along paperwork and contracts for underwriting and approval, at Zoom Mortgage we find you the best and lowest rates to finance your mortgage.
Not being tied to one specific lender, ensures that Zoom Mortgage will be able to find a range of products that fit your needs and goals. You will be given the opportunity to see all of the offers on the table in one place and expert advice to help figure out which is best for you. With Zoom Mortgage you can get all of the information you need to make the nest financial decision without any additional costs. Because of the lenders associated with Zoom Mortgage, we are paid a finder’s fee by those institutions for bringing in reliable customers (like you!). These fees are industry wide, so more focus can be on you.
Finding the best deal can be difficult, but by using Zoom Mortgage, you are able to see rates the bank doesn’t actively advertise. Lenders often offer lower rates to Zoom Mortgage clients as well as more competitive offers that could include things such as sourcing default mortgage insurance (if the down payment is less that 20%). Even after getting a pre-approval, we keep looking, to ensure you get the lowest rate possible. With all of this you don’t even have to lift a finger, Zoom Mortgage will do the math for you and determine what should work best for you.
With the help of a mortgage agent/broker financing your mortgage becomes one of the easiest things in the world. All of the offers can be found in one place, so there is no need to shop around. Your focus can go towards finding a home, rather than finding the right lender. Any negotiation that needs to be done is taken care of by the broker/agent, so you don’t have to worry about debating rates with the bank. Things generally just go faster with a Zoom Mortgage agent/broker on the case. Between submitting documents, finding rates and contract negotiation we will have your mortgage closed in no time.
With ongoing consultations, support and advice Zoom Mortgage will be there for any future mortgage needs such as refinancing, closing any new deals or offering any referral needs. In association with Verico we follow strict ethics codes, professional conduct requirements and have earned an Accredited Mortgage Professional designation. Being the unbiased go-between for you and your lender, Zoom Mortgage offers free pre-approvals and expert mortgage advice. The real question is why wouldn’t you use Zoom Mortgage?